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HomeArticlesCommunityMy Profile WH.translationData = {};WH.mergeLang({'navlist_collapse': '- collapse','navlist_expand': '+ expand'});EditHome » Categories » Finance and Business » Managing Your Money » Insurance » Car InsuranceHow to Find Insurance for a Historic CarEdited by Catdog, FlicketyPin ItArticle EditDiscussHistoric vehicles require specialized insurance policies that not all insurers provide. If you have a historic or classic car and need to find insurance for it, follow the steps below to find a company that provides historic car insurance in the United States. Edit StepsChecking Your Existing Insurer1Check with your current insurer. Contact your current car insurance company and ask if they provide coverage for historic vehicles. Be prepared to give the car’s year, make, model, mileage, and Vehicle Identification Number (“VIN”).Finding Other Potential Insurers1Make a list of insurance providers in your area. There are a few different ways you can locate insurance companies.Check the phone book. The yellow pages are the best place to start building your list.Use the Yellow Pages website to run a search.[1] Use the keyword phrase “car insurance” and fill in your zip code or city and state to narrow the search to only insurance providers in your area.Search Yahoo Local[2] using the keyword phrase “car insurance”.Locate additional insurance providers using the internet. Use your favorite search engine to locate any additional insurance companies in your area who sell historic car insurance. To do this, search for keywords phrases such as “historic car insurance”, “classic car insurance”, “antique car insurance”, and “vintage car insurance”.2Contact each insurance provider on your list and ask if they insure historic cars. You should know the year of your car when calling, as the definition of ‘historic’ may change from insurer to insurer.Cross off any providers from your list that do not insure historic cars.Obtaining a Quote1Obtain a quote from each insurance provider on your list. Request a quote from each company via telephone, in person, or through its website. When requesting a quote you will need the following information:The vehicle’s year, make, model, mileage, and VIN. All of this information, except the mileage, should be listed on the car’s registration.Your full name, address, telephone number, social security number, and driver’s license number. Some companies may also ask how many points you currently have against your license. If you are unsure, make your best guess, as the company can locate this information later if you decide to insure your car with them.The current value of the vehicle. Some companies will eventually require that the vehicle be appraised by a licensed appraiser, but for now, you need to have just an idea of the value of the car.The number of miles you intend to drive the vehicle each year.Where the vehicle is stored; a private garage or barn, a driveway, a carport, or a public parking garage for example.2Revise your list. Once you have received quotes from each of the insurance providers on your list, cross off any companies whose rates are not within your budget.Comparing Providers1Compare companies. Compare the remaining companies in order to determine which is the best for you. Some things you may want to look at when comparing companies are [3]:Any differences in the coverage amounts. When comparing rates, you need to compare policies that cover the same things and have the same coverage amounts.The provider's history. Does the insurer provide quality customer service and pay claims in a timely manner? Take a look at each insurer’s track record by visiting J.D. Power's[4] and Insure.com[5] and doing some research.Complaints filed with consumer complaint agencies such as the National Association of Insurance Commissioners[6] or the Better Business Bureau[7].2Select an insurer. Choose one of the remaining insurers based on your comparison.Edit TipsMany of these steps apply to finding insurance for historic cars in other jurisdictions but you'll need to find out your own country's websites for for relevant insurers and track record checkers.Edit Sources and Citations? http://www.yellowpages.com/? http://local.yahoo.com/? http://www.insurance.com/auto-insurance/car-insurance-comparison-quotes/5-ways-to-compare-car-insurance-companies.aspx? http://www.jdpower.com/consumer-ratings/index.htm? http://www.insure.com/best-car-insurance-companies/? https://eapps.naic.org/cis/? http://www.bbb.org/Article InfoCategories: Car Insurance
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